Simplicity
With one simple decision, this all-in-one investment solution is matched to your investment goals, timeline and your risk tolerance.
Sophisticated diversification
A precisely engineered mix of equities, fixed income and other investments can help reduce volatility caused by ever-changing market conditions.
Professional management
Your investments are actively managed by a team of experts who study global markets daily for opportunities to grow your portfolio while aiming to protect it from market swings.
You can kickstart your investment journey with just $500 and add further investments of as little as $25. Think about setting up an automatic monthly contribution plan. Automatic plans make saving easier and also harness the power of compounding, which can help grow your wealth faster over time.
The earlier you start, the less monthly savings you need1
Monthly savings required to accumulate $500,000 by age 65
Age investing begins
Source: RBC Global Asset Management Inc.
1Assumes a 4% annualized rate of return. Used to illustrate the effects of the compound growth rate and is not intended to reflect future values of any particular investment.
Active management is a dynamic investment strategy that offers the potential to outperform the market through expert analysis, strategic asset allocation, and tactical positioning. It is the art of navigating the complex financial landscape by making informed decisions that capitalize on short-term market fluctuations and long-term investment cycles. Active managers meticulously analyze market trends, economic indicators, and company fundamentals to construct a portfolio that is tailored to seize growth opportunities while mitigating risk.
Portfolio solutions offer two distinct ways to maintain the right balance of risk and reward for you:
Target risk
These portfolios are designed around different levels of risk. For example, if you are willing to give up some potential return for a smoother ride when you invest, you’d likely be invested in a portfolio with lower risk. If you are comfortable with more volatility in return for pursuing higher potential returns, you’d likely be invested in a more growth-oriented portfolio. Whatever type of investor you are, your target risk portfolio will be designed and managed to keep the portfolio’s level of risk within the limits you prefer.
Target date
These portfolios are organized around a target date to reach a goal. For example, if you’re saving for retirement, you choose the approximate year you will retire. If you’re saving for a child’s education, you choose the year they are likely to graduate from high school.
Your investment mix will be automatically adjusted as you come closer to your target date. In general, this means early on your portfolio will focus on growth. You will also have more exposure to risk, but if markets drop there is more time to recover. As you approach the date you will need your money, your portfolio will make a gradual shift to lower risk investments to help preserve your investment and avoid losses.
Learn more or talk to your financial advisor
What type of investor are you?
Knowing the level of risk you can take on emotionally and financially is key to selecting the right portfolio solution for you. Take this quiz to better understand your risk tolerance as it relates to investing. Start quiz:
