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Please read the following terms and conditions carefully. By accessing rbcgam.com and any pages thereof (the “site”), you agree to be bound by these terms and conditions as well as any future revisions RBC Global Asset Management Inc. (“RBC GAM Inc.”) may make in its discretion. If you do not agree to the terms and conditions below, do not access this website, or any pages thereof.

No Offer

Products and services of RBC GAM Inc. are only offered in jurisdictions where they may be lawfully offered for sale. The contents of this site do not constitute an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful. Prospective investors who are not resident in Canada should contact their financial representative to determine if the products or services may lawfully be sold in their jurisdiction.

No information included on this site is to be construed as tax, accounting, legal, investment or other advice, or as a recommendation or a representation about the suitability or appropriateness of any product or service. The amount of risk associated with any particular investment depends largely on the investor’s own circumstances. Investors should consult their professional advisors/consultants regarding the suitability of the investment solutions mentioned on this site.

No Reliance

The material on this site has been provided by RBC GAM Inc. for information purposes only and may not be reproduced, distributed or published without the written consent of RBC GAM Inc. It is for general information only and is not, nor does it purport to be, a complete description of an investment in any of the investment solutions offered by RBC GAM. If there is an inconsistency between this site and the respective offering documents, the provisions of the respective offering documents shall prevail.

RBC GAM Inc. takes reasonable steps to provide up-to-date, accurate and reliable information, and believes the information to be so when published. Information obtained from third parties is believed to be reliable, but no representation or warranty, express or implied, is made by RBC GAM Inc., its affiliates or any other person as to its accuracy, completeness, reliability or correctness. RBC GAM Inc. assumes no responsibility for any errors or omissions. The views and opinions expressed herein are those of RBC GAM Inc. and are subject to change without notice.

About Our Funds

In Canada, RBC Funds, RBC Private Pools, PH&N Funds, BlueBay Funds, RBC Corporate Class Funds and RBC ETFs (the “Funds”) are offered by RBC GAM Inc. and distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with the Funds. Please read the relevant prospectus or offering materials for a particular fund before investing. The performance data provided are historical returns, they are not intended to reflect future values of any of the Funds or returns on investment in these Funds. Further, the performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The unit values of non-money market funds change frequently. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual fund securities are not guaranteed by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Past performance may not be repeated. ETF units are bought and sold at market price on a stock exchange and brokerage commissions will reduce returns. ETFs do not seek to return any predetermined amount at maturity. Index returns do not represent ETF returns.

About RBC Global Asset Management

RBC Global Asset Management is the asset management division of Royal Bank of Canada which includes the following affiliates around the world, all indirect subsidiaries of RBC: RBC GAM Inc. (including Phillips, Hager & North Investment Management), RBC Global Asset Management (U.S.) Inc., RBC Alternative Asset Management Inc., RBC Global Asset Management (UK) Limited, RBC Global Asset Management (Asia) Limited, BlueBay Asset Management LLP, and BlueBay Asset Management USA LLC. Phillips, Hager & North Investment Management is a division of RBC GAM Inc.

Forward-Looking Statements

This website may contain forward-looking statements about general economic factors which are not guarantees of future performance. Forward-looking statements involve inherent risk and uncertainties, so it is possible that predictions, forecasts, projections and other forward-looking statements will not be achieved. We caution you not to place undue reliance on these statements as a number of important factors could cause actual events or results to differ materially from those expressed or implied in any forward-looking statement. All opinions in forward-looking statements are subject to change without notice and are provided in good faith but without legal responsibility.

Timeliness of Content

All content on this website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

 

Password Security and Notification

Certain parts of the website are protected by passwords or require a login and are restricted to authorized users only. You may not obtain unauthorized access to such parts of the website, or to any other protected materials or information, through any means not intentionally made available by RBC GAM for your specific use. If you have a password for access to non-public areas of the Website, you are solely responsible for all activities that occur in connection with your password. Accordingly, you should take all reasonable steps to protect the confidentiality of your password. Notify RBC GAM immediately if you become aware of any disclosure, loss, theft or unauthorized use of your password. [Check with digital]

Unauthorized Use of Content

You agree to defend, indemnify and hold harmless RBC GAM, its affiliates and each of their respective officers, directors, members, partners, managers and employees against any losses, damages, claims, liabilities and costs (including reasonable attorneys’ fees) to the extent resulting from or arising out of any unauthorized or otherwise inappropriate use of any of the content of this Website attributable to you or which occurs through the use of your login ID.

System Outages and Incomplete Transmissions

Internet software or transmission problems may produce inaccurate or incomplete copies of information and materials that may be downloaded and displayed on a user's computer. RBC GAM is not liable for any damages, changes, or omissions that occur during transmission of information and materials.

Termination

RBC GAM may terminate your access to the Website for any reason, without prior notice.

Privacy Policy

Please review our Privacy Policy, which is a part of this Agreement and hereby incorporated by reference, to learn about our information collection practices and the measures we take to preserve the privacy and security of your information.

Click here to access RBC's legal term of use.